Having James walk us through the immense world of mortgages was a very pleasant experience. He was very helpful in outlining the potential options available, and worked diligently to obtain the best rate for us. He was always very quick and willing to respond to emails and phone calls regarding any questions we had. Aside from his welcoming, professional and friendly demeanor, one of the best attributes about James, is that the relationship doesn’t simply end when the mortgage is finalized. He continues to follow up with his clients and is always willing to address any concerns or questions regarding future strategies. We will surely continue to use James for any of our mortgage requirements, as well as refer him to any of our friends and family.